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JUST THE SOUND OF IT IS LIKE TORTURE. The credit card company has a judgment against you and attaches your house. The sheriff shows up at your door with legal papers that don’t make sense. And tows your car. The interest continues to accumulate on the debt at 12% until you pay or sell your home. Not a pleasant thought. Eliminate Liens now.

Well the bankruptcy laws allow us to ELIMINATE all of the above. Discharge it the same way we discharge credit card debt. Breathe a sigh of relief and let us take care of it for you.

From a legal technical standpoint what Smeloff and Associates will do is file a Motion To Avoid Lien with the Court. Essentially the legal theory is that the lien or attachment impairs your automatic homestead or homestead and therefore the Court will grant the motion on that basis.

The next step is to record a certified copy of the granted motion at the registry of deeds. Period, end of story. Now the debt is effectively unsecured and is discharged forever. I’ll slam the door on ruthless bill collectors.

Families across the state of MA trust us because we're a locally owned firm that's been in their corner since 1994. We offer affordable flat fees with payment plans available, and we actually answer our phones when you call. Our advantages include:

• Massachusetts' largest consumer bankruptcy firm
• 8 convenient locations throughout the state
• Free debt consultations and second opinions
• Phone and virtual appointments available
• Weekend and evening appointments by request
• Home consultations when needed
• Last-minute filing capabilities

With more than 10,000 successful filings behind us, we bring decades of negotiation experience to every workout agreement. Our attention to detail and quality communication ensure you're never left wondering what's happening with your case.

Overwhelming debt doesn't have to control your life. If you're in 9 convenient locations in MA or anywhere else in the state, Smeloff & Associates can help you explore workout agreements and other debt relief options. We'll review your situation during a complimentary consultation and explain your alternatives in plain language. Our family-owned firm has helped thousands of Massachusetts residents find financial relief, and we're ready to do the same for you. Contact us today to schedule your free consultation and take the first step toward financial stability.