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Stop Foreclosure - even last minute

Eliminate Credit Card Debt

Largest Bankruptcy Firm in MA by cases filed

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Is Bankruptcy for You?
9 Locations in MA

Stop Foreclosure - even last minute

Eliminate Credit Card Debt

Largest Bankruptcy Firm in MA by cases filed

Request Lorem Epsom

Hero Request Form

Is Bankruptcy for You?
9 Locations in MA

Stop Foreclosure - even last minute

Eliminate Credit Card Debt

Largest Bankruptcy Firm in MA by cases filed

Massachusetts' Largest Consumer Bankruptcy Firm Is Ready to Help You Find Financial Freedom

Smeloff & Associates has been serving 9 convenient locations in MA and surrounding communities since 1994. As a trusted, family-owned law firm, we've helped over 10,000 Massachusetts residents successfully navigate debt relief and settlements. Our attorneys understand the stress that overwhelming debt creates and we're committed to providing personalized solutions that work for your unique situation.

With 9 convenient locations throughout the state of MA, we make it easy to access quality legal representation when you need it most. We offer low flat fees, flexible payment plans, and same-day complimentary consultations. Our team answers phones directly and provides the attention to detail you deserve. We're available by phone, video, or at your home. Contact us to schedule your free debt consultation.

Why Choose Us

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Founded in 1994

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Massachusetts Largest Consumer Bankruptcy Firm

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Payment Plans Available

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Phone and Virtual Consultations May Be Available

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Over 10,000 Successful Massachusetts Bankruptcy Filings

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Last-Minute Filing Requests Available

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Why Choose Us

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Founded in 1994

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Massachusetts Largest Consumer Bankruptcy Firm

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Payment Plans Available

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Phone and Virtual Consultations May Be Available

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Over 10,000 Successful Massachusetts Bankruptcy Filings

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Last-Minute Filing Requests Available

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Eliminate Credit Card Debt

Protecting what you've worked hard to build is essential when facing financial challenges. Our attorneys in the state of MA develop strategic asset protection plans that safeguard your property while you pursue debt relief options.

Eliminate Medical Bills

When your medical bills feel unmanageable, reorganization can provide a structured path forward. We'll help you create a realistic repayment plan.

Stop Foreclosure

Losing your home doesn't have to be inevitable when you're behind on mortgage payments. We provide aggressive foreclosure defense services throughout the state of MA, fighting to keep you in your home while exploring all available options.

Eliminate Second Mortgages

The law here is amazingly simple.  If your house is not worth more than your first mortgage, we can wipe out your second mortgage the same way as if it were credit card debt.

Eliminate Liens & Judgments 

Well the bankruptcy laws allow us to ELIMINATE all of the above. Discharge it the same way we discharge credit card debt. Breathe a sigh of relief and let us take care of it for you.

Eliminate Tax Dept

IRS and state tax debts can feel overwhelming, but solutions exist. Our attorneys have more than 30 years of experience negotiating with tax authorities to reduce penalties, establish payment plans, and resolve tax obligations.

Help with Student Loans

Essentially we can defer your payments for up to 5 years and help with student loans.

Stop Wage Garnishment 

 In the case where they have already attached your bank account or garnished your wages, they must cease and desist, and give you back your money! Give us a chance to put the law to work to protect you. 

Stop Vehicle Repossessions

If you are behind on your vehicle and are afraid the finance company will be sending out the repo man, we can stop that too, before it even happens.

Stop Bank Account Attachments

Whether your creditors have taken such action or are threatening to do so, Bankruptcy is the answer. The Stay of Execution provided by the Court when we file your case stops the creditors from taking any further action against you to collect a debt.

Rebuild Credit

Only the mortgage payment or car payment you make going forward is reported. You credit score recovers remarkably fast. The truth is most of my clients’ scores rocket up a hundred points in the first year after bankruptcy.

Eliminate Big Utility Bills

Our goal is to help you achieve lasting financial peace of mind. Whether you're struggling with utility bills, credit card debt, medical expenses, tax debt, foreclosure, vehicle repossession, wage garnishments, liens, or judgments, we're here to help.

Stop Bank Account Attachments

Whether your creditors have taken such action or are threatening to do so, Bankruptcy is the answer. The Stay of Execution provided by the Court when we file your case stops the creditors from taking any further action against you to collect a debt.

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Here's what our satisfied clients are saying...

At Smeloff & Associates, we take pride in providing exceptional bankruptcy legal services to our clients. We would be grateful if you could share your thoughts about our law firm with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Smeloff & Associatesand let others know what you think.

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