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When you or a loved one has suffered from a serious medical condition, the last thing you need to deal with are insurmountable medical bills, and the collection efforts of unscrupulous bill collectors. Eliminate Medical Bills now with Smeloff & Associates.

Fortunately Congress has provided for the discharge of medical bills in Chapter 7 and Chapter 13 bankruptcies. These debts are treated the same as credit card bills and other garden variety unsecured debt.

That means no matter what the amount of your bills is, they can be wiped out. We have had clients with several thousand dollars in outstanding hospital bills and clients that suffered a catastrophic illness with bills totaling over $100,000. All discharged. Forever.

First and foremost hospitals cannot refuse to treat you. Second, with the advent of new healthcare legislation sometimes referred to as Obamacare, the health insurers may not deny you coverage due to a pre-existing condition.

My goal is to help you move on to a happy and healthy debt free life to enjoy with your family!

Whether you need to rebuild your credit, stop foreclosure, or eliminate tax debt, we can help. We are experts at getting rid of medical bills, second mortgages, liens and judgments, vehicle repossessions, and wage garnishment. If you find yourself in these difficult situations, remember that you don’t have to face them alone.

Contact us today to learn more about how we can help you relieve your financial burdens and put your life back together.

As Massachusetts' largest consumer bankruptcy firm, we've helped over 10,000 clients successfully navigate financial challenges across the state of MA. Our family-owned practice combines decades of experience with personalized attention to detail. When you work with us, you'll benefit from:

• More than 30 years of foreclosure defense experience
• Eight convenient office locations throughout Massachusetts
• Affordable flat fees with flexible payment options
• Phone and virtual consultations available
• Weekend and evening appointments by request
• Direct access to attorneys who answer their phones
• Home consultations when needed
• Free debt analysis and second opinions

We've built our reputation on clear communication and getting real results for families facing foreclosure. You'll work directly with experienced attorneys who understand Massachusetts foreclosure laws and know how to protect your interests.

Time is critical when defending your home from foreclosure. Smeloff & Associates is ready to help homeowners in 9 convenient locations in MA fight foreclosure and explore all available options. We offer complimentary initial consultations where we'll review your situation, explain your rights, and outline potential strategies. You can call us anytime. We actually answer our phones and we're committed to being accessible when you need us most. If you need an urgent last-minute filing or want to schedule a weekend appointment, we'll accommodate your needs. Contact us today to take the first step toward protecting your home and your financial future.